The Southwest’s Premier Private Money Lender
Hard Money Loan Products
- 3 Step Guide to Hard Money Lenders
- How CF1 can help boost your flip margins.
- Details on all our Hard Money Products.
Investor Toolbox
- Apply For Hard Money Loans
- Access Pro Comp Tool
- Exclusive rewards and material discounts.
Client Access
- Set-up recurring or one-time payments.
- Reach our dedicated customer care team.
- Request loan payoff.
Learn More Today
Responsive. Reliable. Results-Oriented
We are committed to helping you get your deal done with a fast, simple process that gets you the funding you need to create a successful real estate project. For the last decade, we have been Arizona’s fastest, most reliable private-money lender because we are responsive, innovative, experienced, service-oriented, and we do it right the first time. Once you work with one of our private money loan experts, you will see why thousands of real estate investors have put their trust in us.
Questions? We’d Love To Get In Touch
How Capital Fund I Works: the Easy 3-Step Loan Process
At Capital Fund 1, we want to take the mystery out of the hard money lending process. Instead of making you jump through hoops, we have trimmed our application process down to three simple steps.
Fill out the online application & submit required documents (Purchase contract, photos, & planned improvements)
Our in-house underwriting team reviews your deal and can send out terms as quickly as the same day.
After choosing your closing date, gather closing documents (escrow, title, & Insurance), and your deal is funded in as little as 24 hours.
Just 1-2-3 and You’ll Have the Funding You Need.
As an asset-based lender, Capital Fund 1 can move faster than a traditional or institutional lender. When underwriting a loan, we focus more on the real property than individual’s creditworthiness. We do not check credit, borrower financials, or require a 3rd party appraisal. This significant departure from the status quo allows investors to add a quick closing as a value add to their purchase offers. Learn more about the other advantages of hard money.
How Are We Able To Do This?
Another key part of our formula is the dedicated team we have put together. Combined, we have over 100 years of real estate, investing, and lending experience. Our team is geared up to see the value investors are looking to add to a residential or commercial property. Every day, we see the impressive value extraction our borrowers are able to execute by bringing a fully renovated asset to market. Meet the team behind CF1
Watch to Learn More about Capital Fund 1
Here’s What Our Clients Are Saying About Us
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Very professional, very easy to work with, good communication and nice people. This was my first venture with Capital Fund and I look forward to future business as we grow our company. Thank you.
Brian Johnson
August 8, 2019This is the best lender for investment properties. Excellent communication, no hidden fees, and most importantly, very fast turnaround! I was able to close my deals in less than 10 days with funding from Capital Fund 1.
ANNAM726
March 4, 2019I love working with capital fund one, we are able to get me what I need and extremely quickly. The staff are knowledgeable and helpful and follow through with what they say they will. I’m looking forward to many more loans through them in the coming years!
Keder Headman
August 27, 2021 -
Kolby was fast to repond and help us with all of our needs, totally recommend them and will be working with them in the near future.
Rosio moreno
September 13, 2021Capital Fund 1 has always been great to work with. I've been working with them on deal for about a year and a half and it's always been a quick and easy process. Much better than many of their competitors - they don't require appraisals nor charge a bunch of exorbitant fees. I have worked with them in a broker capacity as well as have sent them deals of my own. Always easy to reach people on their team and always a pleasure to work with.
Phil Harmonic
May 27, 20215 STAR COMPNAY. THEY ARE A GREAT LENDER TO WORK WITH. FAST, EASY AND SAME DAY APPROVAL IN MOST CASES. MY BUSINESS RUNS SO MUCH SMOOTHER & BETTER EVER SINE WE ARE USING CAPITAL FUND 1 THAN EVER BEFORE.
David Kaheh
May 27, 2021 -
The team over at Capital Fund 1 were all on the same page and communicating great with myself and title. They were quick to let me know the loan amount they could do. And only needed the essential documentation that matters. I'll definitely be looking fwd to using them again on refinances and trying out on the acquisition side.
Henry Downing
June 21, 2019Great experience so far with Capital I Fund - a colleague recommended them. I was funded in just a few days - would definitely refer them to other real estate investors - Roger N
Plan IT Virtual LLC
June 14, 2019Cap Fund 1 is always great to work with! They are my go too lenders for all of investment properties!
Rashied Arekat
November 13, 2019
Take Advantage of Low Long Term Rates
Unlike any of our other products, the long-term rental program offers loan terms from 15-30 years as opposed to our typical 6 months to 5-year loan options. Within the long term rental program, we offer 5/1 30 year ARM, a 7/1 30 Year Arm, and a 30 year fixed loan options, loan amounts available are between $100,000-$3,000,000 on all residential properties.